RSSF. Marc Ruiz: Your Mind On Money

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YOUR MIND ON MONEY: Earnings guidance provides optimism

The stock market for all its mystery can boil somewhat down to a couple of basic functions.

18 hours ago

YOUR MIND ON MONEY: Signs of aging appear in bull market

I’ll be 44 in three months, and I have to say the 40s feel pretty good. Lots of energy, and I can do about anything I used to do in my 20s, and I do.

April 17, 2014 10:03 am

YOUR MIND ON MONEY: A few last-minute tax savings tips

I talk to people about money every week, and in April many of the conversations I’m having are about taxes. Long story short, people are not very happy this year. It seems everyone I talk to – from my college-aged daughter to the most success…

April 10, 2014 10:33 am

YOUR MIND ON MONEY: Don't be scared by rigged market claims

Last Sunday following the NCAA Men’s Basketball tournament games the high profile news magazine show "60 Minutes" aired a segment proclaiming the “stock market is a rigged game.”

April 03, 2014 9:28 am

Stock market, though stressful, a good investment

The past 14 years have provided an almost perfect and complete laboratory for learning important investment notions and concepts.

March 27, 2014 4:31 pm

YOUR MIND ON MONEY: It's time to put the pain behind us

Ten year ago I suffered a knee injury while playing basketball. Anyone who has experienced a ligament tear in their knee knows the agony is excruciating. I described it as being enveloped in a blanket of pure pain.

March 20, 2014 4:36 pm

YOUR MIND ON MONEY: We've come far in past five years

This week the U.S. stock market crossed the five year anniversary of the post 2008-09 financial crisis low point.

March 13, 2014 11:18 am

YOUR MIND ON MONEY: Deplorable Ukraine situation a distraction for investors

The main disruption this week for investors centered on the tensions in the Crimea region of the Eastern Ukraine.

March 06, 2014 10:06 am


On my first “Your Mind on Money” radio show on 89.1 The Lakeshore, I stated the housing market was so deeply damaged by the financial crisis it would not serve as a useful economic metric for five years.

February 27, 2014 9:33 am

YOUR MIND ON MONEY: Think about life insurance

In the realm of financial planning, the topic of life insurance has about as much appeal as a root canal.

February 20, 2014 8:16 am

YOUR MIND ON MONEY: Fed continues grand experiment

Investors got a chance to see and hear incoming Fed Chairwoman Janice Yellen this week when she testified in front Congress for the first time. The stock market apparently took Chairwoman Yellen’s testimony as an excuse to stall the current d…

February 13, 2014 10:29 am

YOUR MIND ON MONEY: Chinese credit bubble likely won't end well

If you’ve followed my column then you know I’ve never been a believer in the “Chinese miracle” economy.

February 06, 2014 12:37 pm

YOUR MIND ON MONEY: Emerging market nations may emerge to be troubling

After a strong 2013, the U.S. stock market was certainly due a breather, and whether the recent 4 percent decline in the S&P 500 is the start of a bona fide correction or simply just a breather remains to be seen.

January 30, 2014 9:36 am

YOUR MIND ON MONEY: The good and bad with Obamacare

Not long before the new Affordable Care Act, aka Obamacare, website ( was supposed to go online I wrote a column with some practical advice on this new program.

January 23, 2014 10:25 am

YOUR MIND ON MONEY: Keep an eye on what's happening in Europe

My Purdue student announced over break she had decided to study abroad in Europe this coming summer.

January 16, 2014 9:35 am

YOUR MIND ON MONEY: A forecast for financial markets in 2014

No one has a crystal ball, and both individual investors and professional investors face many of the same challenges.

January 09, 2014 9:50 am

YOUR MIND ON MONEY: 2013 was increadible year for financial markets

Each year around this time I write a predictions column outlining trends I anticipate over the next year.

January 02, 2014 11:56 am Related


Over the course of the four Christmas meals I’ve indulged in over the past few days (I need to get to the gym), I have come to realize the recent credit card record breach announced by Target is a big topic on the minds of the ladies around t…

December 26, 2013 10:33 am

YOUR MIND ON MONEY: Investors take baby steps after Fed announcement

My Mom has always been all about veggies. As a kid there was always a pile of veggies on my plate, some varieties more palatable than others.

December 19, 2013 9:52 am

YOUR MIND ON MONEY: QE may be more coincidental than causational

As has been said, the “business of America is business," and we are very good at it.

December 12, 2013 9:45 am

YOUR MIND ON MONEY: Not champing at the bit for BitCoin

Most of us have heard about Bitcoin. Bitcoin is a digital currency alternative designed to facilitate online transactions between users providing a sort of currency neutral medium of exchange between buyers and sellers worldwide.

December 05, 2013 2:50 pm

YOUR MIND ON MONEY: We have luxury of having choice

My mind is in kind of laid back mood this week. I guess you could say I’m in holiday mode.

November 28, 2013 12:06 pm
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