YOUR MIND ON MONEY: Crafting an estate plan is important

F. Marc Ruiz Times Business Columnist

A dear family member passed away last week, and some of the activity required to deal with the affairs of the estate has fallen to my Mom.

YOUR MIND ON MONEY: Futuristic investing the old-fashioned way

F. Marc Ruiz Times Business Columnist

My wife is from Cincinnati, and she misses her family dearly. We do a good job of staying connected with frequent visits, but she tells me she misses everyday stuff like lunch with her sister or a nephew’s soccer game.

YOUR MIND ON MONEY: Financial world defies conventional paradigms

F. Marc Ruiz Times Business Columnist

In August 2011, I refinanced my primary mortgage. It was right about the time S&P downgraded the credit rating of U.S. Treasury debt, which strangely enough caused interest rates to dive. I got a 4.12 percent rate. I was quite confident t…

YOUR MIND ON MONEY: Obamacare brings investment options

F. Marc Ruiz Times Business Columnist

Like it or not, Obamacare, or parts of it at least, look here to stay with a number of provisions starting this year.

YOUR MIND ON MONEY: Look beyond obvious risks

F. Marc Ruiz Times Business Columnist

I recently attended an investment conference. These types of conference are typically structured with daily group sessions, interspersed with breakout sessions allowing attendees to explore ideas they find of particular interest.

YOUR MIND ON MONEY: Central banks waging assault on currency value

F. Marc Ruiz Times Business Columnist

Late last week the financial world was stunned by an announcement from the Bank of Japan that the central bank would begin a program of buying financial assets including not only Japanese government bonds but stock market based investments an…

YOUR MIND ON MONEY: Modern Monetary Theory going mainstream?

F. Marc Ruiz Times Business Columnist

We have discussed a number of times of the past few months the concept of Modern Monetary Theory, or MMT.

YOUR MIND ON MONEY: I'm not altering investment strategy due to Cyprus

F. Marc Ruiz Times Business Columnist

I’ve always been fairly decent at geography, so Sunday evening when headlines were buzzing with news of Cyprus, I turned to the globe for some frame of reference.

YOUR MIND ON MONEY: Too many factors influencing price of gold

F. Marc Ruiz Times Business Columnist

Some of the most common questions posed to me have to do with gold.

YOUR MIND ON MONEY: New Dow record a good time to re-evaluate

F. Marc Ruiz Times Business Columnist

The Dow Jones Industrial Average exceeded its 2007 record peak with great fanfare this week.

YOUR MIND ON MONEY: Investors may not feel effects from sequestration

F. Marc Ruiz Times Business Columnist

After subjecting readers and myself to what seemed like endless discussion of the frightful “fiscal cliff,” I was done talking about the incessant shenanigans coming out Washington, D.C.

YOUR MIND ON MONEY: A race to the bottom

F. Marc Ruiz Times Business Columnist

“Currency War” is the most recent buzz term in the financial media.

YOUR MIND ON MONEY: Future of the S&P impossible to predict

F. Marc Ruiz Times Business Columnist

On March 23, 2000, the most widely used index of stock values, the S&P 500, reached 1,527. Over the next 2 1/2 years to September of 2002 the index dropped in value by 47 percent.

YOUR MIND ON MONEY: More understanding leads to more hope for future

F. Marc Ruiz Times Business Columnist

I’m a fan of the writing style of Bill Gross, the co-founder of the asset management firm PIMCO and manager of the world’s largest mutual fund.

YOUR MIND ON MONEY: GDP report may not be as bad as it seems

F. Marc Ruiz Times Business Columnist

The economy unexpectedly shrank in the fourth quarter of 2012. Such was the headline on Wednesday when the government released its report on total economic activity, a metric know as GDP.

YOUR MIND ON MONEY: Are best days of U.S. behind us?

F. Marc Ruiz Times Business Columnist

History shows it has never been a smart idea to bet against the culture of American entrepreneurialism. We have consistently shown the capacity to innovate and get the job done.

YOUR MIND ON MONEY: Your relationship with your financial adviser

F. Marc Ruiz Times Business Columnist

A relationship with a financial advisory firm can be one of the most important professional relationships in our lives. The world of finances is confusing and perilous. Assistance navigating the many decisions to be made can be invaluable.

YOUR MIND ON MONEY: Recent developments in China offer some opportunities

F. Marc Ruiz Times Business Columnist

I have to admit I’ve never been a big believer in the rising China theme that has captivated the business world in the past decade.

YOUR MIND ON MONEY: Ramifications from cliff deal

F. Marc Ruiz Times Business Columnist

After more undue hype than a heavyweight boxing match that results in a first round knock-out, our nation has avoided the dreaded fiscal cliff.

Coming year may see return to moderation in investing

F. Marc Ruiz Times Columnist

As I discussed last week, 2013 will be my eighth year writing “Your Mind on Money,” and at the end of each year I have done a predictions column outlining some economic and financial market expectations for the coming year. At the end of each…

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