The following new year’s resolutions could help you become a more informed consumer in 2014.
Resolve to check your credit report for accuracy and to help avoid identity theft.
Federal law provides consumers with the right to ask the three nationwide credit reporting companies annually for a free copy of their reports. Reports can be requested at www.annualcreditreport.com or by calling, toll-free, (877) 322-8228.
If you are unhappy with strangers calling to solicit sales of things you do not want, resolve to consider placing your telephone numbers on the government’s Do Not Call List.
Numbers can be registered at www.donotcall.gov. Information on Indiana’s Do Not Call registry is available at http://www.in.gov/attorneygeneral/2336.htm (click “Do Not Call” at the left).
According to the FTC’s most recent National Do Not Call Registry Data Book (available at www.ftc.gov), at the end of FY 2013, the Do Not Call Registry contained 223,429,112 actively registered phone numbers.
Resolve to consider doing a 2014 professional home energy assessment.
Assessments can help identify problems which, if fixed, could save money on energy bills. Visit www.eere.energy.gov for general tips on making homes more energy-efficient.
Resolve to spend time in 2014 with your children or grandchildren, helping them learn more about being good consumers.
An example of youth-oriented consumer information can be found online at www.mymoney.gov (click “youth” at the bottom of the page)