CONSUMER AFFAIRS: Treasury Direct Tools

2014-04-04T12:52:00Z 2014-04-04T19:20:14Z CONSUMER AFFAIRS: Treasury Direct ToolsJoseph Pellicciotti Times Business Columnist nwitimes.com
April 04, 2014 12:52 pm  • 

If you own or are thinking of owning U.S. Savings Bonds or other U.S. Treasury securities, you may want to check out tools available through the Treasury Department’s website, TreasuryDirect (www.treasurydirect.gov/indiv/tools/tools.htm).

Some tools available through the site include:

  • A Savings Bonds Calculator, which allows consumers to calculate the value of their Series EE, E, I bonds, and Savings Notes and build an inventory that includes interest rates, accrual dates, maturity dates, and year-to-year interest earned.
  • Savings Bond Wizard, a software program that is downloadable to a personal computer for easier bond inventory management.
  • Treasury Hunt, an application that helps you learn the status of your savings bonds issued since 1974 that have reached final maturity, most registered Treasury notes, and most registered Treasury bonds. This tool is particularly important since Treasury reports that billions of dollars in savings bonds have stopped earning interest, but haven’t been cashed.

Various site estimation calculators (Growth Calculator, Savings Planner Calculator, and Tax Advantage Calculator) are available to help individuals estimate the general use of bonds within a financial plan. Also, redemption tables and savings bond earnings reports are available to help consumers determine their bond redemption values.

There even is a link to TreasuryDirect Kids, a site designed to help middle school children learn about Treasury securities and the public debt, using games, videos and poster art.

Opinions are solely the writer's. Pellicciotti is an Indiana University Northwest faculty member and administrator. The article is for informational purposes only and not intended as specific advice. Consult your professional adviser before taking action. Author does not endorse/guarantee content within websites.

Copyright 2014 nwitimes.com. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

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