Indiana will receive $1 million to fight health insurance premium increases, U.S. Department of Health and Human Services officials announced Monday.

The Affordable Care Act funding will allow the state to provide more oversight of insurance premium increases through methods such as improving the review process for insurance premiums, increasing transparency and accessibility for the state's residents and upgrading technology to improve efficiency.

Health and Human Services Secretary Kathleen Sebelius said in a statement Monday premiums should be reduced in 2014 due to increased competition, lower insurance overhead and better risk pooling in health insurance exchanges. However, until then, the department is working with the states to make sure consumers don't buckle under the weight of double-digit insurance premium increases.

"The State proposals approved (Monday) demonstrate the need and desire for new resources and tools to help them protect against unjustifiable premium increases," Sebelius said.

The $1 million given to Indiana is part of $250 million in Health Insurance Premium Review Grants distributed over five years. Applications for the first round of grants were available June 7.

According to a statement from the Health and Human Services Department, Indiana will increase its premium increase review process through actuarial support. It will also develop a website for consumers to provide rate filings and will allow consumers to post comments on proposed rates on the site.

Only five states did not apply for the grants, and the other 45 states and the District of Columbia will receive some of the $45 million in funding announced Monday.