Homeowner repair program applications being accepted

2013-07-22T16:20:00Z Homeowner repair program applications being acceptedContributed by Mary Ann Richards CDBG Program Manager City of LaPorte nwitimes.com

LAPORTE | The City of LaPorte’s Office of Community Development and Planning has announced that applications for a program funded through the U.S. Department of Housing and Urban Development’s Community Development Block Grant are available beginning August 1 through August 30, 2013.

The Home Owner Repair program offers a deferred payment loan for low- and moderate-income home owners. The loan allows home owners to fix up their home. Among the projects the loan can be used for is a new roof, a new furnace, an electrical panel upgrade, and repair leaky pipes or water and sewer lines. This program is only available to home owners residing within the corporate limits of the City of LaPorte. Rehabilitation work will take place during spring and summer of 2014.

The Home Owner Repair program provides a loan up to $23,000 at 0% interest and home owners make no monthly payments. Gross annual income for all family members in a family of four must be less than $47,600. The loan is repaid if the home is sold or title transferred or when the home is no longer the primary residence within seven years after the repair work is completed.

Eligibility is determined by gross annual income of all household members. Other eligibility requirements include assets limitation, sufficient home equity, sustainable monthly income and location in a targeted neighborhood. If repair estimates exceed $23,000, the City of LaPorte may not be able to assist the home owner. This program is available to home owners residing within the boundaries of the City of LaPorte.

Applications for the Home Owner Repair program are available during August at the CDBG Program office located on the second floor of City Hall, 801 Michigan Ave., LaPorte, Ind. The application can also be found on the City of LaPorte’s website: www.cityoflaporte.com. Look for CDBG.

For further information, call Mary Ann Richards at 219/362-8260.

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