The Affordable Care Act is in fact legal. It was passed by both houses of Congress, signed by the president and reviewed by the Supreme Court.
The Hyde Amendment does prohibit abortions with federal funds (with exceptions), as does the ACA, according to factcheck.org. ACA goes further, stating only the specific types of abortions are allowed and any others should be paid out of pocket.
The ACA does not create the policy of higher premiums for sicker people and lower for not so sick. This is the system we lived under for a long time. Who pays more: the person with a lot of car accidents or the one with none? The ACA eliminates lifetime limits and denial for pre-existing conditions.
I'm glad you have better insurance than is offered in the ACA for your area. I am a retired union person, and I also have great insurance, so I will stick with my insurance too.
I have not been on the ACA website because I have not had the need. Indiana opted out of the ACA, refusing the federal funds (all states refusing had Republican governors). There have been many people and commercials claiming higher premiums and lowered coverage. When these claims are scrutinized, they all fall apart.
As I said, I'm glad you have good insurance, and I sure am glad I do too. I hope everyone checks things for themselves and doesn't rely on hearsay and half of the truth.
- Robert Hurst, Valparaiso