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Recently implemented laws from the Consumer Financial Protection Bureau are designed to protect borrowers.
A picture may tell a thousand words, but a well-produced, marketed video of a home for sale can lead to a faster sale worth thousands more. That’s the belief among many real estate professionals who continue to urge their clients to use the power of video to help buy or sell a property.
Mixed-use, walkable communities are all the rage for modern homebuyers – and for good reason
After the price haggling and before closing, home inspections are an essential part of the homebuying process. Here are the top 5 misconceptions
With housing inventories low, many listing agents are offering extra perks to attract clients
Some housing indicators show that the market’s bouncing back, but others do not. Time to recalibrate this housing recovery
Don’t shy away from cold weather; listing your home during the fall or winter can bring unexpected advantages
Repeat homebuyers have a leg up on first-time homebuyers: They have longer credit histories, stronger understanding of real estate and more buying power, typically.
They say buying a home is the most important financial transaction of your life – followed closely by the purchase of a new car. At the intersection of those two is an important but sometimes overlooked factor for homebuyers: parking accommodation.
Underneath it all, structural integrity is more important than granite countertops. Here’s how you know your future home has ‘good bones’
Thinking about purchasing a foreclosed home? You may be able to take some of the stress out of that distressed-property transaction by investigating how long it’s been vacant, the experts say.
With more distressed properties on the market, home rehabbers can find the perfect home to make anew
Many borrowers are misinformed about the process of finding and qualifying for a loan. Learn about the top misconceptions about mortgages and how to counteract them
Three hundred and sixty. In degrees, that number may not seem like much – like making a quick 360-degree turn. But measured in months, 360 can feel like an eternity, particularly for borrowers who commit to a 30-year mortgage loan. Fortunately, for those who dream of a mortgage-free future a…
No need to feel discouraged if you lack the recommended minimum down payment of 20 percent, experts say. Qualifying for a low down-payment loan can be challenging, but there are more available options than people think.
So-called “lemons” are consumer goods that fail quality and performance standards soon after purchased. Lemon laws (or warranties) protect consumers who buy defective products by offering a replacement or refund – but real estate is a different matter. In a market with many foreclosed, short…
Buy now or wait on the sideline? That’s the question many prospective home purchasers are asking nowadays, especially considering how mixed the messages have been in the media about whether or not this is a buyer’s market.
The remodeling market may be waking up from the doldrums, according to a biennial report by the Joint Center for Housing Studies of Harvard University (JCHSHU).
Federal spending on real estate is more likely to benefit single-family homes than multifamily housing, advocacy group study shows.
Foreclosure activity in December 2012 was at its lowest level since April 2007, down 21 percent from 2011, according to the “Year-End 2012 Foreclosure Market Report” by RealtyTrac, real estate data and listing site.
In the fight against foreclosure, there could be hope for the underdog. The California Homeowner Bill of Rights went into effect on January 1, and real estate experts say this could be a win for homeowners everywhere.
Having trouble dealing with debt? Don’t put it off – potential homebuyers should manage credit and debt before applying for a loan
Uncle Sam isn’t the only one who has to try to pay off his debts and avoid going off the fiscal cliff. Prospective homebuyers seeking a mortgage loan also need to get their finances in order and better manage monies they owe to creditors.
Looking to downsize but can’t sell your house just yet? Try playing landlord-tenant. here’s how to have your house and rent it, too
Many empty nesters and other homeowners who yearn for a smaller footprint (and less upkeep) choose to sell their homes and downsize to smaller purchased properties.
Many foreclosure victims now have a referee to turn to for help – the federal banking agencies’ Independent Foreclosure Review program.
A look ahead at what the 2012 election and nascent housing recovery will mean for homebuyers, sellers and owners
The year of 2012 saw record-low mortgage rates, a fledgling recovery and a historical presidential election. Looking to 2013 and beyond, those who seek to buy or sell their homes should keep an eye on these government policies and proposals that may directly affect them.
It might be chilly outside, but the housing market is still looking hot. Find out why buyers and sellers can get excited this winter
The temperatures outside may be plummeting, but the potential for a hot homebuying and selling season this winter may be rising, the experts say.
Townhomes can provide The privacy of single-family homes with the convenience of multi-unit housing at an affordable price point
Homebuyers who want to have their cake and eat it, too – in the form of a residence that lives like a single-family house yet offers the conveniences of an urban condo – are choosing townhomes, and apparently in greater numbers.
Now that Hurricane Sandy has passed, homeowners across the country are holding their breath, awaiting the impact that the disaster may have on their homeowner insurance premiums.
Smart borrowers know to check their credit scores before applying for a home mortgage loan. But what if that score was unreliable? What if the scores that consumers can acquire from major credit bureaus or sites like Quizzle.com were different than the ones used by lenders?
Itching to relocate? Many homeowners eventually get the “grass is always greener on the other side” urge and dream of moving to a more favorable location – perhaps one that is less expensive or brimming with greater educational, social and job opportunities.
Enticing low mortgage rates are available, but they’re not being handed to Americans on a silver platter
Despite record-low mortgage interest rates available for the past few years, far too many borrowers are holding onto high-interest loans.
Loan applicants may soon be guaranteed access to zero-fee, zero-point mortgage options for more transparency
The U.S. Consumer Financial Protection Bureau, the financial services watchdog, recently proposed that lenders be required to make no-point, no-fee mortgages available. This rule would simplify the process of choosing a mortgage for qualified prospective borrowers.
In a buyer’s market, contingency clauses gain importance. Here are the most common ones and what they mean for the sale
From trapeze artists to baseball spectators seated behind home plate, everyone appreciates a good safety net. Homebuyers and sellers are no exception, which is why contingency clauses continue to be popular for real estate contracts.
A reverse mortgage offers older homeowners more financial flexibility when they need it – but is it worth the hassle?
You can’t turn back the hands of time. But for borrowers who qualify, you can turn back the terms of your mortgage so that your lender pays you, instead of the other way around – in the form of a reverse mortgage.
Renting or purchasing a home: Which is the better deal today? In most areas, buying is more cost-effective, according to the results of a recent study conducted by real estate listing site Zillow.
A new survey by Realtor.com, which polled hundreds of real estate agents and homeowners, shows that the two groups agree on the best home improvement strategies to sell a home.
A look back at previous Olympic host cities shows that real estate values don’t necessarily increase after the games
Ever dream of your city hosting the Olympics? Be careful what you wish for: That dream could turn into a nightmare for homeowners, based on the results of a recent study published by the New York University Schack Institute of Real Estate.
While buyers are advised to get their “financial house in order” to apply for a loan, sellers may find it just as difficult to get their physical house in order and ready for home showings. To avoid getting overwhelmed, prioritize the necessary steps and keep matters in proper perspective, t…
Can’t afford to pay your home mortgage any longer? Tried loan modification efforts but struck out? Want to avoid the hassles and shame of a foreclosure? A short sale could alleviate your mortgage woes – provided you understand what’s needed to complete one successfully.
Politically, a map of America may show red and blue states. But environmentally, many of these states are trying to turn green – as indicated by new research published by the American Council for Energy-Efficient Economy.
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