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CONSUMER AFFAIRS: Mortgage shopping worksheet

When considering a mortgage it is helpful to comparison shop.

September 08, 2014 8:09 pm

CONSUMER AFFAIRS: FTC offers tips to help keep you secure online

Reports of computer hacking and identity theft are common. However, according to the Federal Trade Commission, there are steps you can take to help protect yourself.

September 05, 2014 11:53 am

CONSUMER AFFAIRS: SaferProducts.gov

The U.S. Consumer Product Safety Commission has the responsibility of protecting consumers “from unreasonable risks of injury or death” in the use of thousands of products under the CPSC's jurisdiction.

August 29, 2014 7:42 am

CONSUMER AFFAIRS: Phishing attacks on telecommunications users

The Internet Crime Complaint Center (IC3) recently cautioned consumers that “Phishing Attacks on Telecommunication Customers Resulting in Account Takeovers Continue.”

August 22, 2014 7:48 am

CONSUMER AFFAIRS: Avoiding Mortgage Mis-Modification

In a July 23 blog, Federal Trade Commission Consumer Education Specialist Nicole Vincent Fleming offers consumers tips for avoiding bad mortgage-modification transactions (“Six things you can do to avoid a mortgage mis-modification,” available at www.consumer.ftc.gov/blog/six-things-you-can-…

August 15, 2014 12:52 pm

CONSUMER AFFAIRS: Avoid scams related to hotel stays

The Federal Trade Commission’s Consumer Education Specialist, Amy Hebert, offers consumers interesting tips for avoiding scams related to hotel stays (“The hazards of hoteling,” July 1, 2014, available online at www.consumer.ftc.gov/blog/hazards-hoteling).

August 01, 2014 8:00 am

CONSUMER AFFAIRS: Consumer buying checklist

USA.gov provides consumers with a checklist for planning major purchases (“Tips for Being a Savvy Consumer,” available online at www.usa.gov/topics/consumer/smart-shopping/tips.shtml).

July 25, 2014 9:02 am

CONSUMER AFFAIRS: FTC’s Complaint Assistant

While the Federal Trade Commission does not resolve individual consumer complaints, taking the time to file a complaint with the FTC can, nevertheless, be useful.

July 18, 2014 10:03 am

SMALL-BUSINESS SPOTLIGHT: Challenge.gov offers incentive to public

One way the federal government seeks to tap into the public knowledge base to help it solve problems is with challenge or prize competitions.

July 11, 2014 12:18 pm

CONSUMER AFFAIRS: Preparing for retirement

The U.S. Department of Labor’s Employee Benefits Security Administration (EBSA), working with other organizations, has developed a retirement planning publication, “Taking the Mystery out of Retirement Planning.”

July 04, 2014 8:11 am

CONSUMER AFFAIRS: Credit muling expliots people who need money fast

Have you heard of credit muling? According to the Federal Trade Commission’s consumer education specialist, Colleen Tressler, this is yet another way to exploit people who need money fast.

June 27, 2014 11:15 am

CONSUMER AFFAIRS: Factors affecting your credit score

Credit score models used by businesses may vary and are usually complex. However, according to the Federal Trade Commission, credit scores can be affected by many factors, including the following:

June 20, 2014 4:42 pm

CONSUMER AFFAIRS: Savings strategies from FDIC

In the Spring 2014 issue of FDIC Consumer News, the Federal Deposit Insurance Corp. presents consumers with strategies to make saving easier.

June 13, 2014 11:42 am

CONSUMER AFFAIRS: Consider total cost of timeshares,vacation plans

If you are considering the purchase of a timeshare or vacation interval plan, you may find the Federal Trade Commission’s “Timeshares and Vacation Plans” publication useful.

June 06, 2014 10:43 am

CONSUMER AFFAIRS: Mortgages and retirement

The Consumer Financial Protection Bureau’s Nora Dowd Eisenhower reports in a May 7 blog (“Consumer advisory: 3 things to keep your retirement plan on track”) that fewer older homeowners own their homes free of mortgages now than a decade ago.

May 30, 2014 9:44 am

CONSUMER AFFAIRS: Joint effort assists members of military

The second annual Military Consumer Protection Day will take place July 16. The event is a joint initiative of various federal, state and local agencies and nonprofit organizations.

May 23, 2014 10:23 am

CONSUMER AFFAIRS: Refund and recovery scams

The Federal Trade Commission cautions consumers to be careful of refund and recovery scams. These scams are designed to target those who have already been the victims of scams by others.

May 16, 2014 7:58 am

CONSUMER AFFAIRS: Clothes Washers – Energy Star Savings

If you are considering buying a new clothes washer, you may want to review the buying guidance available from the EPA and Department of Energy at the EnergyStar.gov website.

May 09, 2014 11:13 am

CONSUMER AFFAIRS: Outlet shopping

In a March 20 Federal Trade Commission blog, Colleen Tressler, a FTC Consumer Education Specialist, offers tips for shopping at outlet stores.

May 03, 2014 7:15 am

CONSUMER AFFAIRS: Importance of starting a savings program

In an April 10 Federal Trade Commission blog, Colleen Tressler, a FTC consumer education specialist, wrote “Now’s the time to start a savings plan.”

April 25, 2014 2:46 pm

CONSUMER AFFAIRS: IRS warns of new email phishing scam

In a March 28 IRS Newswire publication (IR-2014-39), the Internal Revenue Service warned consumers of a new email-based phishing scheme.

April 18, 2014 7:48 am

CONSUMER AFFAIRS: Financial crimes against older Americans

The U.S. Department of Justice maintains the Community Oriented Policing Services (COPS) community policing topics series on its website. One topic discussed is financial crimes against the elderly.

April 11, 2014 9:45 am

CONSUMER AFFAIRS: Treasury Direct Tools

If you own or are thinking of owning U.S. Savings Bonds or other U.S. Treasury securities, you may want to check out tools available through the Treasury Department’s website, TreasuryDirect (www.treasurydirect.gov/indiv/tools/tools.htm).

April 04, 2014 12:52 pm

CONSUMER AFFAIRS: Deferred interest rate credit cards

The Consumer Financial Protection Bureau’s Eisenhower and Yang write in a Feb. 6 blog about deferred interest rate credit cards and health care providers sometimes suggesting the cards as patient payment options (“What’s the deal with health care credit cards?” at www.consumerfinance.gov).

March 07, 2014 12:46 pm

CONSUMER AFFAIRS: Specialty consumer reporting agencies

Many consumers are familiar with the big three national consumer reporting agencies, Equifax, Experian, and TransUnion.

February 28, 2014 9:57 am

CONSUMER AFFIARS: Energy Star Certified CFLs

According to the U.S. Environmental Protection Agency (through its www.energystar.gov website), Energy Star certified compact fluorescent light bulbs (CFLs), pay for themselves through energy savings in about six months.

February 21, 2014 10:01 am

CONSUMER AFFAIRS: Free credit reports

The Federal Deposit Insurance Corp. in the winter edition of its Consumer News reminds consumers to check their credit reports for errors and potential fraud.

February 14, 2014 9:48 am

CONSUMER AFFAIRS: Issues to consider when buying a car

The Federal Trade Commission offers consumers things to consider when reviewing advertisements promoting vehicle sales at great deals (www.ftc.gov, “Are Car Ads Taking You for a Ride?”).

February 07, 2014 11:33 am

CONSUMER AFFAIRS: IC3 alerts authorities of possible Internet crime

The Internet Crime Complaint Center (IC3) involves a partnership between the National White Collar Crime Center and the FBI.

January 31, 2014 9:02 am

CONSUMER AFFAIRS: Be cautious of mortgage scams

The Federal Deposit Insurance Corp. in the Fall 2013 issue of FDIC Consumer News cautions consumers to be wary of mortgage scams (“Protect Yourself from Mortgage Scams,” www.fdic.gov).

January 17, 2014 11:13 am

CONSUMER AFFAIRS: Postage rate increase

On Dec. 24, the Postal Regulatory Commission approved a U.S. Postal Service request for an exigent price increase.

January 10, 2014 9:26 am

CONSUMER AFFAIRS: Consumers’ new year resolutions

The following new year’s resolutions could help you become a more informed consumer in 2014.

January 03, 2014 4:47 pm

CONSUMER AFFAIRS: Tax Identity Theft Awareness Week

January 13 through 17 is Tax Identity Theft Awareness Week. The week will include national and regional events designed to raise awareness of the tax identity theft problem and provide guidance for victims dealing with the occurrence.

December 28, 2013 9:37 am

CONSUMER AFFAIRS: A whole-house approach to energy savings

According to the U.S. Department of Energy, the typical American family spends about $2,000 annually on the cost of home utility bills.

December 20, 2013 3:02 pm

CONSUMER AFFAIRS: Dealing with Stolen/Lost Wireless Devices”

The Federal Communications Commission provides suggestions for consumers to protect data contained on a wireless device in the event of its theft or loss (“Stolen and Lost Wireless Devices,” available at http://transition.fcc.gov/cgb/consumerfacts/lostwirelessdevices.pdf).

December 14, 2013 6:30 am

CONSUMER AFFAIRS: Safety tips for holiday shopping

With the arrival of the holiday shopping season, it’s again time to refer consumers to the National Crime Prevention Council’s “Safe Shopping” web publication, available at www.ncpc.org.

November 30, 2013 9:14 am

CONSUMER AFFAIRS: FTC’s gift-buying tips

With the holiday shopping season approaching, the Federal Trade Commission offers consumers tips for shopping online.

November 22, 2013 4:38 pm

CONSUMER AFFAIRS: Energy-Saving Tips Re: Indoor Home Lighting”

According to the U.S. Department of Energy, average household lighting costs represent about 10 percent of a homeowner’s energy budget.

November 15, 2013 8:58 am

CONSUMER AFFAIRS: New forms of payment demanded by scammers

Jennifer Leach, Consumer Education Specialist with the Federal Trade Commission, writes in a Sept. 30 blog, “Paying for a Threat,” of scam artists increasingly directing consumers to use online money transfer services, prepaid cards or gift cards to pay them.

November 08, 2013 10:17 am

CONSUMER AFFAIRS: Search for unclaimed property

The Office of the Indiana Attorney General maintains IndianaUnclaimed.gov as part of the Attorney General’s efforts to return unclaimed property to its rightful owners.

November 01, 2013 1:00 pm

CONSUMER AFFAIRS: Do Not Call celebrates 10 years

The national Do Not Call registry had its 10th anniversary in June. According to the Federal Trade Commission, which manages the registry, more than 220 million consumers have registered over the 10-year period.

October 18, 2013 2:42 pm

CONSUMER AFFAIRS: Treasury's 'Treasury Hunt'

According to the U.S. Treasury Department, 25,000 bond payments are returned each year to the department as undeliverable.

October 11, 2013 9:23 am

CONSUMER AFFAIRS: Financial decision tools

The Federal Financial Literacy and Education Commission’s Mymoney.gov website offers consumers access to an impressive grouping of online tools from federal government agencies designed to assist consumers in making their financial decisions.

October 04, 2013 1:35 pm

CONSUMER AFFAIRS: September is National Preparedness Month

September is National Preparedness Month. Do not let the month slip away without at least visiting the Ready.gov website at www.ready.gov.

September 27, 2013 10:05 am

CONSUMER AFFAIRS: Insurance marketplace located at healthcare.gov

Individuals will be able to apply for and enroll in health coverage under the federal Affordable Care Act through the Health Insurance Marketplace beginning Oct. 1.

September 06, 2013 9:31 am

CONSUMER AFFAIRS: FDA’s new 'gluten-free' definition for food labeling

On Aug. 2, the U.S. Food and Drug Administration issued a new regulation defining the term “gluten-free.” The purpose of the rule is to provide a uniform standard definition for voluntary food labeling.

August 30, 2013 10:03 am

CONSUMER AFFAIRS: Protecting Your Move

If you are planning for an interstate move of your household belongings, you first may want to check out the U.S. Federal Motor Carrier Safety Administration’s “Protect Your Move” website at www.protectyourmove.gov.

August 23, 2013 4:49 pm

CONSUMER AFFAIRS: Short-term, small loans

The Federal Deposit Insurance Corp. suggests in the Spring 2013 issue of the FDIC’s Consumer News that consumers needing small, short-term loans include information about their local banks’ loan products when comparison shopping for loans.

August 09, 2013 12:57 pm

CONSUMER AFFAIRS: Car wrap scam

FTC Division of Consumer & Business Education Attorney Rosario Méndez, wrote in a July 3 agency blog about a new form of check scam making the rounds (“The Rap on Car Wrap Scams,” found at www.consumer.ftc.gov/blog/rss).

August 03, 2013 11:49 am

CONSUMER AFFAIRS: Energy Star most efficient products

Cost savings can occur through the use of energy-efficient products in your home.

July 26, 2013 10:19 am
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