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Ask Our Broker: Discounts for cash buyers?

Ask Our Broker: Discounts for cash buyers?

Question: Many buyers in today’s market are purchasing homes for cash. Sometimes cash buyers say they should get a discount because they can settle faster. Is this true?

June 14, 2014 10:00 am
Ask Our Broker: Debt-to-Income Confusion

Ask Our Broker: Debt-to-Income Confusion

Question: We have recently tried to qualify for a mortgage. We know that the new rules allow us to devote as much as 43 percent of our income to housing costs and monthly debts. However, the lender says if our monthly debts exceed 41 percent of our income that it will not give us a loan. How…

June 07, 2014 10:00 am
What Can HARP Do For You?

What Can HARP Do For You?

The Home Affordable Refinance Program has evolved since its introduction in 2009. With some real estate pros calling for yet another iteration, we take a look back at how the program helps underwater homeowners

April 12, 2014 3:08 pm
Ask Our Broker

Ask Our Broker

Question:

April 27, 2013 12:00 am
Save The FHA

Save The FHA

Question:

March 30, 2013 12:00 am
Should I Sell It Myself?

Should I Sell It Myself?

Question:

March 30, 2013 12:00 am
Trying  to Re- Refinance

Trying to Re- Refinance

Question:

March 10, 2013 12:00 am
Coming Up Short

Coming Up Short

Question:

March 03, 2013 12:00 am
Planning to give money to help someone buy a home? Make sure that gift comes wrapped in the proper paperwork

Planning to give money to help someone buy a home? Make sure that gift comes wrapped in the proper paperwork

Gifts help the real estate world go ’round. Figures from the National Association of Realtors show that 24 percent of all first-time purchasers and 8 percent of all repeat buyers get a little help from family and friends. Without gift money, a large percentage of the real estate market would…

March 02, 2013 12:00 am
Not Foreclosed Yet

Not Foreclosed Yet

Question:

February 24, 2013 12:00 am
Reverse Reper- Cussions

Reverse Reper- Cussions

Question:

February 16, 2013 12:00 am
Bad Fortune Refinance

Bad Fortune Refinance

Question:

February 10, 2013 12:00 am
In Praise Of Fair Appraisal

In Praise Of Fair Appraisal

QUESTION: Why are we seeing so many low-ball mortgage appraisals?

February 07, 2013 12:00 am
In Praise Of Fair Appraisal

In Praise Of Fair Appraisal

QUESTION:

February 03, 2013 12:00 am
No Job, No Dice

No Job, No Dice

Question:

January 27, 2013 12:00 am
Escrow & MIP Charge

Escrow & MIP Charge

Question:

January 12, 2013 12:00 am
Why Not Prepay ARMs?

Why Not Prepay ARMs?

QUESTION:

January 06, 2013 12:00 am
Closing: Follow  The Script

Closing: Follow The Script

QUESTION:

December 30, 2012 12:00 am
Credit Score Service

Credit Score Service

QUESTION:

December 23, 2012 12:00 am
Fixed Rate Refi

Fixed Rate Refi

Question:

December 16, 2012 12:00 am
Down Payment Matters

Down Payment Matters

QUESTION:

December 09, 2012 12:00 am
Refi Fees: Worth It?

Refi Fees: Worth It?

QUESTION:

December 02, 2012 12:00 am
Underwater And Uninsured

Underwater And Uninsured

QUESTION:

November 24, 2012 12:00 am
Third-Party Scammers

Third-Party Scammers

QUESTION:

November 18, 2012 12:00 am
No-Point, No-Fee Option

No-Point, No-Fee Option

QUESTION:

November 04, 2012 12:00 am
Pay Early, Stay Flexible

Pay Early, Stay Flexible

QUESTION:

October 13, 2012 12:00 am
The Two-Lien Tango

The Two-Lien Tango

QUESTION:

October 07, 2012 12:00 am
Easier Loans Ahead

Easier Loans Ahead

Question:

September 22, 2012 12:00 am
Finding the Right Rate

Finding the Right Rate

Question:

September 16, 2012 12:00 am
Risky Condo Refinance

Risky Condo Refinance

QUESTION:

September 01, 2012 12:00 am
Refi Cash Influx

Refi Cash Influx

QUESTION:

August 26, 2012 12:00 am
Loan Approval Leverage

Loan Approval Leverage

QUESTION:

August 04, 2012 12:00 am
Biweekly Payment Possibility

Biweekly Payment Possibility

QUESTION:

July 28, 2012 12:00 am
Pre-Screen Or Pre- Approve?

Pre-Screen Or Pre- Approve?

QUESTION:

July 28, 2012 12:00 am
Spousal Credit Scores

Spousal Credit Scores

QUESTION:

July 14, 2012 12:00 am
Help with Jumbo Loan

Help with Jumbo Loan

Question:

July 07, 2012 12:00 am
The prospect of foreclosures

The prospect of foreclosures

Question: The last few years have been pretty rough in real estate. Will foreclosure levels decline in 2012, causing home values to rise nationwide?

June 30, 2012 12:00 am
Changed Ways for FHA

Changed Ways for FHA

QUESTION:

June 23, 2012 12:00 am
Choosing the best mortgage term

Choosing the best mortgage term

QUESTION:

June 23, 2012 12:00 am
Too Good to be True?

Too Good to be True?

QUESTION:

June 16, 2012 12:00 am
Co-Owned Vacation Homes

Co-Owned Vacation Homes

QUESTION:

June 10, 2012 12:00 am
Lien On Me

Lien On Me

QUESTION:

May 26, 2012 12:00 am
Partial-Payment Problems

Partial-Payment Problems

QUESTION:

May 19, 2012 12:00 am
How Do Owners Refinance?

How Do Owners Refinance?

QUESTION:

May 12, 2012 12:00 am
Agents: What is Their Role?

Agents: What is Their Role?

QUESTION:

May 06, 2012 12:00 am
Limited Loans

Limited Loans

QUESTION:

April 14, 2012 12:00 am
Negative Equity Forever?

Negative Equity Forever?

Question:

April 07, 2012 12:00 am
A reader just wanted to Walk away from his loan. Other readers agreed. But an expert thinks otherwise

A reader just wanted to Walk away from his loan. Other readers agreed. But an expert thinks otherwise

A few weeks ago a writer wrote in describing a "strategic default" on his home:

March 31, 2012 12:00 am
15’s Good. 10’s Even Better.

15’s Good. 10’s Even Better.

QUESTION:

March 24, 2012 12:00 am
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