Details for Checking Account
earn up to 3% APY ultra checking members since 2015 (888) 982-1400 | UnitedFCU.com/UltraChecking Insured by NCUA. Annual Percentage Yield (APY) accurate as of the last dividend declaration date. 3.00% APY earned on ﬁrst $15,000 of account balance if monthly requirements for Bonus APY are met; 0.05% APY earned on ﬁrst $15,000 of account balance if monthly requirements not met; balance above $15,000 earns 0.10% APY and is ineligible for Bonus APY. Monthly requirements for Bonus APY: (a) 10 signature-based (non-PIN) debit card transactions posted to account; (b) 1 direct deposit or ACH transaction; and (c) active enrollment in e-statements. Rates may change after account is opened. Minimum deposit required to open account is $50.00. Fees could reduce the earnings on the account. One account per Member.